Thursday, April 23rd 2026

CBN Retains Interest Rate at 27.5% as Inflation Eases


CBN Retains Interest Rate at 27.5% as Inflation Eases
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The Central Bank of Nigeria (CBN) has retained the Monetary Policy Rate (MPR) at 27.50 percent, signaling a pause in rate hikes amid a marginal easing of the country’s inflation.

CBN Governor Olayemi Cardoso announced the decision on Tuesday during a press briefing held after the 300th Monetary Policy Committee (MPC) meeting in Abuja.

“The committee unanimously agreed to retain the MPR at 27.50 percent,” Cardoso stated.

In addition to holding the benchmark interest rate, the MPC also retained other key monetary policy instruments, including:

Cash Reserve Ratio (CRR): 45% for commercial banks and 16% for merchant banks

Liquidity Ratio (LR): 30%

Asymmetric Corridor: +500/-100 basis points around the MPR

Cardoso said the decision to hold rates steady was largely influenced by a drop in headline inflation, which fell to 23.7 percent in April, according to the latest report from the National Bureau of Statistics (NBS).

Analysts say the CBN’s move signals a cautious approach, allowing previous monetary tightening to filter through the economy while monitoring inflationary trends.

This is the second consecutive time the CBN has maintained the rate after a series of aggressive hikes aimed at tackling inflation and stabilizing the naira. The rate was last adjusted in February 2024, when it was raised to 27.50 percent.

The MPC’s decision comes amid growing calls for monetary stability and fiscal coordination, especially as businesses and households continue to grapple with high borrowing costs.

 

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